How To Find and Use Your BJ’s Credit Card Login

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An excellent way for BJ’s Wholesale Club shoppers to earn cash-back rewards on purchases and get a discount on gas is to apply for a BJ’s Mastercard. However, as with any rewards credit card, if you don’t pay attention to payment due dates and your account balance, late fees and interest can cost more than any rewards earned or discounts gained.

Registering for online access to your BJ’s credit card account can help make account management simple by providing access to statements and the ability to schedule payments. If you have a BJ’s Mastercard or BJ’s World Mastercard, you can access your account online via the BJ’s Credit Card Account Center.

The steps below will help you create a BJ’s credit card login and recover your login information if you forget it.

How To Register for a BJ’s Credit Card Login

You can access the BJ’s Credit Card Account Center through Comenity Capital Bank’s online portal. Comenity is the issuer of the BJ’s Mastercard and BJ’s World Mastercard.

Registration is required before accessing your BJ’s credit card account online. You will need your BJ’s credit card number handy to register and set up your login credentials. Comenity Bank does not have a BJ’s credit card mobile app, but you can complete account registration on any mobile device or computer.

To Register and Create a Login

  1. Visit the BJ’s Credit Card Account Center at comenity.net/ac/bjs.
  2. Click “Register Now.”
  3. Enter your BJ’s credit card account number.
  4. Enter the zip code associated with the account.
  5. Enter the last four digits of your Social Security number.
  6. Click “Find My Account.”
  7. Follow the prompts to complete registration and create a login.

How To Log Into the BJ’s Credit Card Account Center

Any time you log into the BJ’s Credit Card Account Center from a new device, you may be required to confirm your identity by entering a verification code sent to your email address or cell phone. Once you receive the code and enter it in the online portal when prompted, you can access your account.

To Log Into Your BJ’s Credit Card Account

  1. Go to the BJ’s Credit Card Account Center.
  2. Click “Sign In.”
  3. Enter your username and password.
  4. Click the “Remember Me” box if you want to skip the verification process the next time you log in using the same device.
  5. Click “Sign In.”

How To Retrieve a Username and Password for a BJ’s Credit Card Account Login

If you forget the username or password you created when you registered for online account access, you can recover either via the BJ’s Credit Card Account Center. If you have forgotten your username, you will need your BJ’s credit card number to retrieve it, but you can recover your password with your username.

To retrieve your BJ’s credit card account username or password:

  1. Visit the BJ’s Credit Card Account Center at comenity.net/ac/bjs.
  2. Click “Sign In.”
  3. Click “Forgot Username / Password?” near the bottom of the sign-in box.
  4. Enter your BJ’s credit card account number or username.
  5. Enter the zip code associated with the account.
  6. Enter the last four digits of your Social Security number.
  7. Click “Find My Account.”
  8. Follow the prompts to recover your username or reset your password.

How To Contact BJ’s Credit Card Customer Care

If you have questions about your BJ’s credit card account, you can reach out to Customer Care in the following ways:

  • Call Customer Care at 1-855-269-1622 for a BJ’s Mastercard or 1-844-271-2535 for a BJ’s World Mastercard
  • Send a secure message through the BJ’s Credit Card Account Center
  • Send mail correspondence to Comenity Bank, PO Box 183003, Columbus, OH 43218-3003

Ways To Use Your BJ’s Credit Card Login

When you sign into the BJ’s Credit Card Account Center, you can perform several account management tasks, including:

  • Viewing statements and transactions
  • Making one-time payments
  • Automatic payments scheduling
  • Requesting a credit line increase
  • Opting in to receive paperless statements
  • Updating personal information
  • Contacting customer service via the Secure Message Center

Benefits of Managing Your BJ’s Credit Card Online

A BJ’s credit card allows you to earn cash back on purchases and get a gas discount when filling up at BJ’s Gas.

Registering for a BJ’s credit card login can make it easy to monitor your card usage, verify transactions, see how many cash-back rewards dollars you have earned and more. Managing your BJ’s credit card online can also help ensure on-time payments to keep your account in good standing. Avoiding late payments and keeping your account balance low can help keep your credit score high.

Information is accurate as of Sept. 8, 2022, and is subject to change.

Editorial Note: This content is not provided by any entity covered in this article. Any opinions, analyzes, reviews, ratings or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by any entity named in this article.

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