At Home Credit Card Login, Payment Methods, & Fees [2022]

Are you looking for top-notch home furnishing stores? At Home stores can be the best option with their wide variety of home furnishing and decor items. At Home offers its best credit card program with various rewards and perks.

You earn points on each purchase that can be redeemed to earn rewards. With no annual fees and many perks, At Home Credit Card is worth getting. In this blog, you’ll explore the benefits of having At Home Credit Card and how to register, log in, and apply for it. So let’s get started!

Benefits of At Home Credit Card

At Home Credit Card is issued and managed by Synchrony Bank.

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  • No annual fee means you don’t have to worry about an extra payment.
  • You will get a $ 5 reward coupon for every $ 100 you spend on At Home stores.
  • You get a 10% discount on your first purchase after opening your new account.
  • You can enjoy 6 months of financing options on qualifying purchases of $ 299 or more.
  • You get exclusive gifts when you redeem the points. You get 5 points for $ 1 spent on At Home stores and 3 points for $ 1 spent on grocery stores.
  • You can enjoy all the perks of being an insider of At Home stores with its credit card.

Online Account Access

Online accessibility is the best feature of At Home Credit Card. Now you can manage your card purchases, pay card bills and check your reward points anywhere from your mobile phone. You can also get a sneak peek of upcoming events and sale offers.

If you still haven’t applied for At Home Credit Card, here’s how to do it:

  1. Go to the official At Home Credit Card website.
  2. Scroll down and click on Apply Now button.
  3. Enter the required credentials, such as your Phone Number and the last 4 digits of your SSN.
  4. Click on the Continue button.
  5. Fill out your personal and financial information on the following page, such as your Name, Data Di nascita, Monthly Incomeand E-mail.
  6. Click on the Continue button.
  7. Review the terms and conditions section and tick off the checkbox I Agree To The Terms & Conditions.
  8. Click on Submit Application, and that’s it!

At Home Credit Card Login

Here’s how to access your At Home Credit Card Account:

  1. Go to the official At Home Credit Card website.
  2. Scroll down and click on the Login button.
  3. Fill out the required credentials on the login page, such as your User ID and Password.
  4. Click on the Secure Login button.

Register Online

Follow the given instructions to register for your At Home Credit Card Account:

  1. Go to the official At Home Credit Card website.
  2. Scroll down and click on the Login button.
  3. Click on the I Want To Register button under the login section.
  4. On the following page, enter your Account Number and Zip Code.
  5. Click on the Continue button.
  6. Synchrony Bank will verify your identity.
  7. After identity verification, you can set up your At Home Credit Card Account.
  8. Select your User ID and Password and log in with it!

Forgot Password

If you, by chance, forget your password, here’s how to change it:

  1. Go to the official At Home Credit Card website.
  2. Scroll down and click on the Login button.
  3. Under the login section, click on I forgot my Password.
  4. Enter the required details on the following page, such as your User ID and Zip Code.
  5. Click on the Continue button.
  6. After identity verification, you can select your New Password.
  7. Click on Continue and log in with your new password.

Forgot User ID

If you, unfortunately, forget your User ID, here’s how to retrieve it:

  1. Go to the official At Home Credit Card website.
  2. Scroll down and click on the Login button.
  3. Under the login section, click on I forgot my User ID.
  4. On the following page, enter your Account Number and Zip Code.
  5. Click on the Continue button.
  6. After identity verification, you’ll receive your User ID.

At Home Credit Card Services

If you have a credit card, then you know how important it is to be able to access your account information and make payments quickly and easily. That’s why Home Credit Card offers a variety of online account management tools to make your life easier.

With Home Credit Card, you can access your account 24/7 from anywhere with an internet connection. You can also choose from a variety of payment methods, including online bill pay, automatic payments, and mobile payments. Plus, their easy-to-use online transaction system makes it simple to keep track of your spending and manage your account.

At Home Credit Card Bill Pay Phone Number

You can pay your credit card bill via phone. Simply dial 1-855-411-4729 on your phone. A representative will pick up your call. Follow their instructions to pay your At Home Credit Card bill successfully.

At Home Credit Card Payment Address

Another convenient way to pay your At Home Credit Card bill is via posting service. Write a check in the name of Synchrony Bank. Attach the necessary documents such as your Remittance Slip, Invoice Card, and Account Number. Mail it to At Home Credit Card Address:

At Home Credit Card

PO Box 530939.

Atlanta, GA 30353-0939

Customer Service Hours

If you have any queries regarding At Home Credit Card, contact customer service at 1-855-411-4729. A representative will pick up your call. They claim to be available 24/7.

How to Pay At Home Credit Card?

Here are four convenient ways to pay your At Home Credit Card bill:

Online

If you wish to pay your At Home credit card bill online, follow the given instructions:

  1. Go to the official At Home Credit Card website.
  2. Scroll down and click on the Login button.
  3. Fill out the required credentials on the login page, such as your User ID and Password.
  4. Click on the Secure Login button.
  5. Go to the Payments section on your Dashboard.
  6. Click on the Make Payments option.
  7. Enter card billing details.
  8. Click on Confirm Transaction button, and you’ll get an e-transaction slip.

pay my at home credit card

By Phone

You can pay your At Home Credit Card bill via phone by following the given steps:

  1. Dial the customer service number on the back of your card. This will connect you with a representative who can help process your payment.
  2. Give the representative your account information, including your 16-digit credit card number and full name as it appears on the card.
  3. Tell the representative how much you would like to pay toward your balance. You may also be asked to provide your routing and account numbers if you are paying by electronic check.
  4. Follow the instructions provided by the customer service representative to complete the payment process. This may involve providing additional information or authorizing the payment with a personal identification number (PIN).
  5. Hang up the phone once the payment is processed and you have received a confirmation number. Keep this number for your records in case you need to dispute the payment or there are any issues with its processing.

By Mail

Paying your Home Credit card by mail is easy and can be done in just a few steps.

  1. Gather your materials. You will need your most recent Home Credit statement, a pen, and your checkbook.
  2. Write a check for the full amount you owe, or if you prefer, you can write two separate checks – one for the minimum payment due and one for the remaining balance. Be sure to include your account number on the check.
  3. Mail your payment to At Home Credit Card, PO Box 530939, Atlanta, GA 30353-0939. Include the tear-off payment coupon from your statement if possible.
  4. Allow 7-10 days for your payment to be received and processed.

That’s all there is to it! By following these simple steps, you can ensure that your Home Credit card payment is received and processed quickly and efficiently.

Via the Mobile App

Follow the given steps to pay your card bill via mobile app:

  1. Download My Synchrony app from Google Playstore.
  2. Open and log in to your account.
  3. Go to the Payments section.
  4. Click on Pay Credit Card bill.
  5. Select At Home Credit Card and add billing details.
  6. Click on Confirm Transaction, and that’s it!

How to Avoid Late Fees?

It’s easy to forget about your credit card payment due date when you’re juggling multiple bills. But if you’re not careful, you could end up paying costly late fees up to $ 40.

Here are some tips to help you avoid late fees on your At Home credit card:

Set up automatic payments

One of the best ways to avoid late fees is to set up automatic payments for your credit card bill. That way, you’ll never have to worry about forgetting to make a payment.

Make Sure You Have Enough Money in Your Account

Another way to avoid late fees is to make sure you always have enough money in your account to cover your credit card payment. This means keeping track of your spending and making sure you have enough money left over each month to cover your bill.

Pay Your Bill Online

Paying your credit card bill online is another great way to avoid late fees. Most credit card companies offer online payment options, so you can simply log in and pay your bill whenever it’s convenient for you.

Use a Reminder Service

There are many different reminder services available that can help you remember to pay your bills on time. These services typically send you an email or text message reminding you of upcoming due dates.

Call the Credit Card Company

If you’re really struggling to make your payments on time, call the credit card company and explain your situation. They may be able to work with you to set up a payment plan that will help you avoid late fees.

FAQs

What Credit Score Do You Need For At Home Credit Card?

If you’re planning to apply for a credit card with At Home, you’ll need a credit score of 680 or higher. This is considered a good credit score and will give you the best chance of being approved for a credit card with favorable terms and conditions.

If your credit score is below 680, you may still be able to get approved for a credit card with At Home, but you may not be eligible for the most favorable terms and conditions. In general, it’s always best to have a good or excellent credit score when applying for any type of credit, including a credit card.

Does The At Home Credit Card Have An Annual Fee?

No, the At Home credit card does not have an annual fee. This makes it a great option for those who want to finance their purchases over time without having to worry about an additional fee. It can save you a significant amount of money on interest if you are able to pay off your balance within that timeframe.

Can I Use My At Home Credit Card Anywhere?

Yes, you can use your At Home credit card anywhere Mastercard is accepted. That means you can make purchases or withdraw cash at millions of locations worldwide. Plus, you’ll enjoy all the same benefits that come with using a Mastercard, like fraud protection and 24/7 customer service.

Final Considerations

At Home Credit Card is the best addition to your wallet if you wish to refurbish and decorate your home. With no annual fees and various discount offers, it is absolutely worth getting. Also, with its rewards policy, you can enjoy gift coupons on qualifying purchases.

If you fail to pay your card bill on time, you’ll be charged with a high APR. So, ensure to pay your card bill timely to enjoy all of its perks.

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