Best Credit Cards of 2022: Travel, rewards, cash back

DALLAS – There isn’t any one credit card that fits every person’s budget, purchase, and family. There are a variety of credit cards out there that are great for different situations.

Whether it’s raking in cash back deals at the grocery store or earning extra miles on a trip, some credit cards come with huge benefits. To find out which one is best for you, here’s a list of Best Credit Cards, according to Forbes Advisor.

Best Credit Card For Cash-Back

The credit card offering the best cash back is the Chase Freedom Flex℠.

  • No annual fee
  • Rotating quarterly categories earn 5% rewards when activated, up to a combined quarterly $ 1,500 maximum
  • Travel rewards rate rivals some of the best premium travel cards
  • Generous rewards rate in several other categories
  • Travel bookings must be made through Chase Ultimate Rewards® to earn 5% cash back

The Wells Fargo Active Cash® card is another great option to earn cash back.

  • Unlimited 2% cash rewards on purchases
  • $ 0 annual fee
  • Cell phone protection benefit
  • There’s a balance transfer fee
  • There’s a foreign transaction fee
  • No travel transfer partners

Best Credit Card For Flexible Travel Rewards

If you’re a traveler, you might want to book your next flight with the Capital One Venture X Rewards credit card.

  • Annual fee lower than others in its category
  • Annual travel credit and anniversary miles alone could justify the annual fee
  • Miles are easy to earn and easy to use
  • Lack of domestic airline and upscale hotel travel partners
  • Capital One lounge network in its infancy
  • Lack of hotel status benefits

Best Credit Card For Airline Travel Rewards

The best airline credit card goes to the United Club Infinite Card. It offers 4 miles per dollar earnings on United purchases.

  • No foreign transaction fee
  • United Club membership is worth more than the annual fee
  • First and second checked bag free when you pay for your flight with your card
  • Very high annual fee
  • No intro APR offer
  • High regular APR

BEST HOTEL CREDIT CARDS

For those who book hotel often, the best card for that is the Hilton Honors Aspire Card from American Express.

  • Complimentary Priority Pass Select membership with enrollment
  • Up to $ 600 in statement credits
  • Instant Hilton Diamond status with rich set of benefits
  • High annual fee with no first-year waiver
  • High regular APR and penalty APR
  • No intro APR offer
  • Points have a lower value than most rewards programs

BEST CREDIT CARD FOR STUDENTS

The best card for students is the Discover IT Student Cash Back. This is the perfect card for a student with average or limited credit scores to gain experiencing managing credit.

  • No annual fee
  • 5% cashback on rotating bonus categories after enrollment
  • First-year Cashback match
  • 5% bonus cashback rate is limited to $ 1,500 per quarter in spending
  • Bonus categories must be activated quarterly
  • Low 1% base reward rate

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