The Blue Cash Everyday Card from American Express has long been a decent option for supermarket and gas station purchases, particularly for consumers who prefer no annual fee. Today, American Express announced significant improvements to the card, including adjustments to its bonus rewards categories and new monthly benefits.
- The Blue Cash Everyday Card has gotten a refresh by American Express.
- The card now offers more than $ 250 in annual perks and enhanced rewards, all with no change to its $ 0 annual fee.
- New rewards categories and perks offer extra value on online purchases, streaming services, and home cooking.
What to Expect With the New-and-Improved Blue Cash Everyday
The Blue Cash Everyday Card has always offered decent rewards, but it’s never stood out, especially compared to its sister card, the Blue Cash Preferred Card, which has an annual fee but offers enough value to easily make up for it for many cardholders.
But now, the Blue Cash Everyday offers outsized value that’s difficult to ignore.
New Rewards Structure
Previously, the card offered 3% cash back on up to $ 6,000 spent at US supermarkets each calendar year (then 1%), as well as 2% back at US gas stations and select US department stores, and 1% back on everything else.
Now, the card offers the following:
- 3% cash back on up to $ 6,000 spent each calendar year at US supermarkets (then 1%).
- 3% cash back on up to $ 6,000 spent each calendar year on US online retail purchases (then 1%).
- 3% cash back on up to $ 6,000 spent each calendar year at US gas stations (then 1%).
- 1% cash back on all other purchases.
While cardholders lose bonus cash back for select department store purchases, they can easily make up for that with the increased rate for US gas station purchases and the new bonus rate for US online retail purchases.
The only downside is that American Express hasn’t expanded its redemption options. While there’s no minimum redemption amount, your only option is a statement credit.
The improvements American Express made to the card’s rewards program are impressive on their own, but many cardholders may end up getting a lot more value out of the card’s new benefits:
- Home Chef credit: Cardholders can get up to $ 180 each calendar year in credits on online meal kit purchases from Home Chef in increments of up to $ 15 per month.
- Disney Bundle credit: You’ll get up to $ 84 in statement credits each calendar year when you spend $ 13.99 or more each month on an eligible subscription to the Disney bundle, which includes Disney Plus, Hulu, and ESPN +. That comes out to $ 7 in statement credits each month.
In total, you could get up to $ 264 each year in value from these two perks alone. That said, the statement credits aren’t enough to cover your full monthly subscription with either provider. So, if you’re not already paying for these subscriptions, it might make sense to use the card to get a monthly discount, but you shouldn’t sign up for them just because your card offers statement credits.